ESTO instalments are a flexible payment solution that allows you to conveniently split your payment into monthly instalments. Conveniently spread the purchase amount over a period that suits you. You can choose the period and the amount of the instalment when you make your purchase by choosing ESTO instalment payments from the checkout.

Use the ESTO instalment plan in e-shops and physical stores. You can find all ESTO partner shops on ESTO Market: https://esto.eu/ee/esto-market

1. Add the products you need to your shopping cart.
2. Choose ESTO hire purchase as payment method at checkout.
3. Choose your preferred repayment period between 3-60 months.
4. You will receive your decision in real time.
In case of a positive decision, digitally sign the contract with your ID card, Smart-ID or Mobile-ID.

ESTO hire purchase is offered and managed by ESTO AS. The annual percentage rate of charge for the hire-purchase credit from ESTO AS is 23.63%, based on the following model conditions: amount of credit 1490 EUR, cost of goods/services 1490 EUR, 0% down payment, fixed interest rate 11.90%, contract fee 0 EUR, total amount of credit and repayments 1844.64 EUR, assuming that the credit is repaid in equal monthly instalments of 76.86 EUR within 24 months. Please consult the terms and conditions before signing the contract and, if necessary, consult a specialist. The instalment facility is offered and managed by ESTO AS.

ESTO is the preferred payment solutions provider in the Baltics, revolutionising the way merchants sell and consumers buy. ESTO has almost 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.

If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.